50 MOST IMPORTANT PAN-INDIA PROPERTY DUE-DILIGENCE CHECKLIST
8/30/20262 min read
Before purchasing a property, or if you want to check whether a property you already own is properly protected, these are 50 important verifications to consider, wherever applicable:
1. Root / Mother Title Deed
2. Complete Chain of Title Documents
3. Current Registered Sale / Conveyance Deed
4. Original Title Deeds Verification
5. Certified Copies from Sub-Registrar, where required
6. Encumbrance Certificate / State Equivalent for maximum available period
7. Fresh Encumbrance Search up to transaction date
8. CERSAI / Mortgage / Bank Charge Search
9. Loan Closure / Mortgage Release / Bank NOC
10. Prior Agreement of Sale / GPA / JDA / Development Rights Search
11. Record of Rights / Revenue Record (RoR / RTC / Patta / Jamabandi or State Equivalent)
12. Mutation Records and Mutation Orders
13. Survey / Settlement Records
14. Survey Sketch / FMB / Tippani or State Equivalent
15. Village / Cadastral Map
16. Subdivision / Hissa / Phodi / Demarcation Records or State Equivalent
17. Land Classification Verification
18. Agricultural-to-Non-Agricultural Conversion / Change of Land Use Order
19. Approved Layout Plan / Layout Approval
20. Municipal Property Record / Khata / Property Card or State Equivalent
21. Latest Property Tax Paid Receipts and No-Dues Verification
22. Government Land / Public Land Verification
23. Government Kharab / Poramboke / Nazul / State Equivalent Verification
24. Gram Sabha / Panchayat / Village Common / Grazing Land Verification
25. Forest / Deemed Forest / Protected Forest Verification
26. Lake / Tank / Pond / River / Waterbody Verification
27. Rajakaluve / Nala / Drain / Natural Watercourse Verification
28. Wetland / Buffer Zone / CRZ Verification, wherever applicable
29. Government Encroachment / Unauthorized Occupation Proceedings Search
30. Acquisition Notifications and Land Acquisition Proceedings Search
31. Road Widening / Highway / Metro / Railway / Infrastructure Acquisition Search
32. Master Plan / Zoning / Public-Purpose Reservation Verification
33. Physical Survey by Licensed / Competent Surveyor
34. Exact Area, Measurements and Four-Boundary Verification
35. Encroachment by or upon Neighbouring Property Verification
36. Legal Access Road / Right of Way / Easement Verification
37. Actual Physical Possession and Occupant / Tenant Verification
38. Civil Court Litigation Search
39. High Court / Relevant Appellate Court Litigation Search
40. Revenue Court / Tribunal / Authority Proceedings Search
41. Injunction / Status Quo / Attachment / Execution Proceedings Search
42. Partition / Succession / Probate / Family Claim Verification
43. Owner's Identity, Legal Capacity and Signature Verification
44. Legal Heir / Spouse / Minor / HUF Interest Verification, wherever applicable
45. Wakf / Religious / Endowment / Trust Property Verification
46. Granted / Assigned / Tribal / Ceiling / Restricted Land Verification
47. Building Plan / Development Permission / FAR-FSI / Setback Feasibility
48. RERA Registration and Compliance Verification, wherever applicable
49. Title Declaration + No-Encumbrance Declaration + Title Indemnity from Owner
50. Final Pre-Transaction Search: Fresh EC, litigation, acquisition, government-land/encroachment, revenue, survey, tax and physical-possession verification
IMPORTANT
Not every document or record has the same name in every State. The applicable records and authorities differ depending upon the State, nature of property, location, land classification and type of transaction.
A registered Sale Deed is important, but complete property due diligence goes much further than registration.